In Part 1 we looked at how HR 3590 can bend the US healthcare cost curve, and found some expected and some surprising answers. While deficit neutrality is a healthcare reform Holy Grail, from a personal perspective my first question is “It’s deficit-neutral for whom?” The answer to that, of course, is for the government, not you.

Yes, the bill includes some good subsidies for the poorest among us, and subsidizes even those up to 400% of the poverty level. That still doesn’t prevent over-sized US healthcare costs from continuing to bankrupt the majority of Americans, as we saw explicitly in an earlier post. So beyond subsidies, what does HR 3590 do to bend your healthcare cost curve?

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